FOR FINTECHS
You scaled the product. Now scale the collections operation that protects it.
You don't run every collection. Your standards do.
How Murphy is revolutionizing the debt collection industry
≈50 to 70% Cost Reduction
Handle millions of cases simultaneously
24/7 collections, 15+ languages
Configured to your rules & standards
Murphy is fully configurable. Operational rules, scripts, and tone are set by your team and applied identically across every interaction, language, and channel.
Volume scaling with your loan book
Murphy reaches accounts in parallel across the full portfolio. Cycle-end peaks and seasonal load are absorbed without expanding your operations team.
Configured to your brand identity
Tone, language, persona, and conversational style adapt to the brand your team has built. Customers hear the same voice from acquisition through resolution.
Pre-delinquency outreach & inbound support
Engage customers before they fall behind with proactive communications that identifies at-risk accounts early. Our inbound support channels ensure customers can easily reach out for help at any time.
Delinquency outreach
Our intelligent outreach system connects with debtors through the right channel at the right time (Phone calls, Whatsapp, SMS, emai). Reach more people, recover more debt, and stay fully within regulatory guidelines.
Payment plan negotiation & tracking
Facilitate structured, transparent negotiations between agents and customers to agree on repayment plans that work for both sides. Once a plan is in place, our tracking tools monitor every payment, flag missed commitments in real time, and trigger timely follow-ups automatically.
Agent orchestration & human escalation
Dynamically assign and coordinate human agents and AI agents based on account type, risk, and customer profile. Our orchestration engine ensures every case is handled by the right resource at the right moment.
Multi-language coverage
Murphy operates natively in 15+ languages, with consistent quality across all of them.
Agent quality assurance
Continuously monitor and evaluate agent performance through automated evaluators that analyze every interaction against your defined standards. Identify gaps, flag underperformance, and surface improvement opportunities in real time.
Murphy is committed to the most rigorous international standards of security, compliance, and AI governance.
ISO 27001
The internationally recognised standard for information security management. Murphy is fully certified, ensuring your data is protected at every level of our infrastructure.
GDPR
Murphy operates in full compliance with GDPR, the world's most rigorous standard for data privacy. Your data is yours. Always.
EU AI Act
Murphy is compliant with the EU AI Act, ensuring our agentic intelligence operates within the regulatory framework that governs responsible AI deployment in Europe.
TESTIMONIAL
Operating in Spain, Italy and France
“Murphy has represented a major step forward in our debt recovery, not only because of the clear increase in recovered volume, but also thanks to the cost efficiency with which we now manage the entire process.”
Marco Fruenhauf
CEO Spain
FAQ
How quickly can we iterate on collection strategies?
Can Murphy match our brand voice and customer experience?
How does Murphy integrate with our systems?
What channels are supported?
What does deployment look like?
Start With One.
Scale With Confidence.
Murphy starts with a controlled first deployment on a single portfolio. The rules, the tone, and the boundaries your team defines are authorized before a single interaction takes place. Onboarding runs in weeks.
This is not a sandbox. It is a live deployment with audited outcomes inside the first weeks: recovery rates, contact rates, and conversation quality, all measured before you scale. Our Deployment Strategists work alongside your team through every stage.
Reimagining collections
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Solutions
Security& Compliance
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Contact us
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Terms of Service
© 2026 Murphy. All rights reserved.
FOR FINTECHS
You scaled the product. Now scale the collections operation that protects it.
You don't run every collection. Your standards do.
How Murphy is revolutionizing the debt collection industry
≈50 to 70% Cost Reduction
Handle millions of cases simultaneously
24/7 collections, 15+ languages
Configured to your rules & standards
Murphy is fully configurable. Operational rules, scripts, and tone are set by your team and applied identically across every interaction, language, and channel.
Volume scaling with your loan book
Murphy reaches accounts in parallel across the full portfolio. Cycle-end peaks and seasonal load are absorbed without expanding your operations team.
Configured to your brand identity
Tone, language, persona, and conversational style adapt to the brand your team has built. Customers hear the same voice from acquisition through resolution.
Pre-delinquency outreach & inbound support
Engage customers before they fall behind with proactive communications that identifies at-risk accounts early. Our inbound support channels ensure customers can easily reach out for help at any time.
Delinquency outreach
Our intelligent outreach system connects with debtors through the right channel at the right time (Phone calls, Whatsapp, SMS, emai). Reach more people, recover more debt, and stay fully within regulatory guidelines.
Payment plan negotiation & tracking
Facilitate structured, transparent negotiations between agents and customers to agree on repayment plans that work for both sides. Once a plan is in place, our tracking tools monitor every payment, flag missed commitments in real time, and trigger timely follow-ups automatically.
Agent orchestration & human escalation
Dynamically assign and coordinate human agents and AI agents based on account type, risk, and customer profile. Our orchestration engine ensures every case is handled by the right resource at the right moment.
Multi-language coverage
Murphy operates natively in 15+ languages, with consistent quality across all of them.
Agent quality assurance
Continuously monitor and evaluate agent performance through automated evaluators that analyze every interaction against your defined standards. Identify gaps, flag underperformance, and surface improvement opportunities in real time.
Murphy is committed to the most rigorous international standards of security, compliance, and AI governance.
ISO 27001
The internationally recognised standard for information security management. Murphy is fully certified, ensuring your data is protected at every level of our infrastructure.
GDPR
Murphy operates in full compliance with GDPR, the world's most rigorous standard for data privacy. Your data is yours. Always.
EU AI Act
Murphy is compliant with the EU AI Act, ensuring our agentic intelligence operates within the regulatory framework that governs responsible AI deployment in Europe.
TESTIMONIAL
Operating in Spain, Italy and France
“Murphy has represented a major step forward in our debt recovery, not only because of the clear increase in recovered volume, but also thanks to the cost efficiency with which we now manage the entire process.”
Marco Fruenhauf
CEO Spain
FAQ
How quickly can we iterate on collection strategies?
Can Murphy match our brand voice and customer experience?
How does Murphy integrate with our systems?
What channels are supported?
What does deployment look like?
Start With One.
Scale With Confidence.
Murphy starts with a controlled first deployment on a single portfolio. The rules, the tone, and the boundaries your team defines are authorized before a single interaction takes place. Onboarding runs in weeks.
This is not a sandbox. It is a live deployment with audited outcomes inside the first weeks: recovery rates, contact rates, and conversation quality, all measured before you scale. Our Deployment Strategists work alongside your team through every stage.
Reimagining collections
Home
Solutions
Security & Compliance
Careers
Contact us
Privacy Policy
Terms of Service
© 2026 Murphy. All rights reserved.
FOR FINTECHS
You scaled the product. Now scale the collections operation that protects it.
Voice and messaging in 15+ languages, configurable by your team, instrumented end to end.
How Murphy is revolutionizing the debt collection industry
≈50 to 70% Cost Reduction
Handle millions of cases simultaneously
24/7 collections, 15+ languages
Configured to your rules & standards
Murphy is fully configurable. Operational rules, scripts, and tone are set by your team and applied identically across every interaction, language, and channel.
Volume scaling with your loan book
Murphy reaches accounts in parallel across the full portfolio. Cycle-end peaks and seasonal load are absorbed without expanding your operations team.
Configured to your brand identity
Tone, language, persona, and conversational style adapt to the brand your team has built. Customers hear the same voice from acquisition through resolution.
Pre-delinquency outreach & inbound support
Engage customers before they fall behind with proactive communications that identifies at-risk accounts early. Our inbound support channels ensure customers can easily reach out for help at any time.
Delinquency outreach
Our intelligent outreach system connects with debtors through the right channel at the right time (Phone calls, Whatsapp, SMS, emai). Reach more people, recover more debt, and stay fully within regulatory guidelines.
Payment plan negotiation & tracking
Facilitate structured, transparent negotiations between agents and customers to agree on repayment plans that work for both sides. Once a plan is in place, our tracking tools monitor every payment, flag missed commitments in real time, and trigger timely follow-ups automatically.
Agent orchestration & human escalation
Dynamically assign and coordinate human agents and AI agents based on account type, risk, and customer profile. Our orchestration engine ensures every case is handled by the right resource at the right moment.
Multi-language coverage
Murphy operates natively in 15+ languages, with consistent quality across all of them.
Agent quality assurance
Continuously monitor and evaluate agent performance through automated evaluators that analyze every interaction against your defined standards. Identify gaps, flag underperformance, and surface improvement opportunities in real time.
Murphy is committed to the most rigorous international standards of security, compliance, and AI governance.
ISO 27001
The internationally recognised standard for information security management. Murphy is fully certified, ensuring your data is protected at every level of our infrastructure.
GDPR
Murphy operates in full compliance with GDPR, the world's most rigorous standard for data privacy. Your data is yours. Always.
EU AI Act
Murphy is compliant with the EU AI Act, ensuring our agentic intelligence operates within the regulatory framework that governs responsible AI deployment in Europe.
TESTIMONIAL
Operating in Spain, Italy and France
“Murphy has represented a major step forward in our debt recovery, not only because of the clear increase in recovered volume, but also thanks to the cost efficiency with which we now manage the entire process.”
Marco Fruenhauf
CEO Spain
FAQ
How quickly can we iterate on collection strategies?
Can Murphy match our brand voice and customer experience?
How does Murphy integrate with our systems?
What channels are supported?
What does deployment look like?
Start With One.
Scale With Confidence.
Murphy starts with a controlled first deployment on a single portfolio. The rules, the tone, and the boundaries your team defines are authorized before a single interaction takes place. Onboarding runs in weeks.
This is not a sandbox. It is a live deployment with audited outcomes inside the first weeks: recovery rates, contact rates, and conversation quality, all measured before you scale. Our Deployment Strategists work alongside your team through every stage.
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Reimagining collections
© 2026 Murphy. All rights reserved.
Home
Solutions
Security & Compliance
Careers
Contact us
Privacy Policy
Terms of Service