Our Manifesto

We do everything possible imaginable

to transform collections processes.

We're here to fix a real and costly problem.

Every year, financial institutions lose billions to debt that goes uncollected. The industry built to recover it is slow, opaque, and quick to damage the relationships those institutions depend on. Murphy rebuilds that system on AI and data, restoring control, visibility, and compliance, without losing sight of the person on the other end.

Debt collection has run on pressure and opacity for decades. We're rebuilding it on control, transparency, and respect, at the scale of an entire industry.

Murphy will be built by people who are all of the following, no exceptions:

Committed

Everyone here carries a stake in what we're building, not as a figure of speech, but as equity. That shapes how we work. You'll move with urgency because the outcome is yours. You'll be the first to act and the last to walk away. When something needs solving at an odd hour, on a quiet weekend, you'll already be on it. Not because we ask. Because that's what ownership feels like.

Demanding

When something breaks, fix it. Don't document it, don't escalate it into a meeting. Fix it. Speed matters here, and so does the standard you hold yourself to. Good enough isn't a milestone, it's a warning sign. That applies to your own work first. And when someone around you is struggling, the answer isn't distance. It's a hand.

Ambitious

The work worth doing rarely feels comfortable at first. Push anyway, your projects, the people around you, and yourself. Hire people who elevate the whole room, and give them the space to do it. The job isn't to have all the answers. It's to make others believe the hardest problems are solvable, and that what you're building together is worth the effort.

Problem solvers

Direction isn't always coming. When it isn't, move anyway. When things get chaotic, and they will, stay grounded and find the way through. There's no such thing as someone else's problem here. When the mission is on the line, everything belongs to everyone.

Direct communicators

Say what's true, say it quickly, and say it with respect. Feedback doesn't improve with age, give it in the moment, even when it's uncomfortable. Keep the team clear by communicating often and without ambiguity. Build the kind of environment where speaking up feels safe and taking risks feels worthwhile. When something goes well, celebrate it openly. When it doesn't, work through it privately and focus on what it taught you.

Proactive

The best problems are the ones that never become crises. Learn to see them early and move before they grow. Don't wait for someone to point the way. Lead from where you are, even when the path isn't fully visible yet.

Team Players

One team, one direction. Everyone here drives Murphy forward, there are no passengers. Once the decision is made, we row together.

We solve problems, move fast, and win as a team.

No politics, no ego, no excuses. We value action over talk, progress over perfection, and ownership over comfort.

Building something this ambitious takes endurance and an uncommon level of commitment, well beyond a 9-to-5 mindset. The pace is fast, the expectations are high, and the work is relentless. If you're looking for comfort, this isn't for you. If you want to do the best work of your career, it is.

But intensity without recovery doesn't last. We work like a performance team: performance is a consequence of discipline, balance, and energy, not hours logged. We expect everyone to manage their physical and mental energy with the same rigour they bring to the work, to sleep well, train, disconnect when needed, and keep good habits.

We reward that effort accordingly. Salaries sit above benchmark, and our phantom share packages mean the people who build Murphy share real ownership of what they build. If Murphy wins big, everyone who built it wins too.

And we stay human throughout. We celebrate wins, support each other, and make room for real life outside work. Because in the end we're not just building a company, we're building something we'll be proud to have built.

That's how we win. That's how Murphy is built.

Portrait of a woman with brown hair on a flat gray background.

BORJA SOLÉ FAURIA

CEO & Co-Founder

OPEN ROLES

Hard problems need the right people.

Reimagining collections.

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© 2026 Murphy. All rights reserved.

Open letter

Apply now

Our Manifesto

We do everything possible imaginable

to transform collections processes.

We're here to fix a real and costly problem.

Every year, financial institutions lose billions to debt that goes uncollected. The industry built to recover it is slow, opaque, and quick to damage the relationships those institutions depend on. Murphy rebuilds that system on AI and data, restoring control, visibility, and compliance, without losing sight of the person on the other end.

Debt collection has run on pressure and opacity for decades. We're rebuilding it on control, transparency, and respect, at the scale of an entire industry.

Murphy will be built by people who are all of the following, no exceptions:

Committed

Everyone here carries a stake in what we're building, not as a figure of speech, but as equity. That shapes how we work. You'll move with urgency because the outcome is yours. You'll be the first to act and the last to walk away. When something needs solving at an odd hour, on a quiet weekend, you'll already be on it. Not because we ask. Because that's what ownership feels like.

Demanding

When something breaks, fix it. Don't document it, don't escalate it into a meeting. Fix it. Speed matters here, and so does the standard you hold yourself to. Good enough isn't a milestone, it's a warning sign. That applies to your own work first. And when someone around you is struggling, the answer isn't distance. It's a hand.

Ambitious

The work worth doing rarely feels comfortable at first. Push anyway, your projects, the people around you, and yourself. Hire people who elevate the whole room, and give them the space to do it. The job isn't to have all the answers. It's to make others believe the hardest problems are solvable, and that what you're building together is worth the effort.

Problem solvers

Direction isn't always coming. When it isn't, move anyway. When things get chaotic, and they will, stay grounded and find the way through. There's no such thing as someone else's problem here. When the mission is on the line, everything belongs to everyone.

Direct communicators

Say what's true, say it quickly, and say it with respect. Feedback doesn't improve with age, give it in the moment, even when it's uncomfortable. Keep the team clear by communicating often and without ambiguity. Build the kind of environment where speaking up feels safe and taking risks feels worthwhile. When something goes well, celebrate it openly. When it doesn't, work through it privately and focus on what it taught you.

Proactive

The best problems are the ones that never become crises. Learn to see them early and move before they grow. Don't wait for someone to point the way. Lead from where you are, even when the path isn't fully visible yet.

Team Players

One team, one direction. Everyone here drives Murphy forward, there are no passengers. Once the decision is made, we row together.

We solve problems, move fast, and win as a team.

No politics, no ego, no excuses. We value action over talk, progress over perfection, and ownership over comfort.

Building something this ambitious takes endurance and an uncommon level of commitment, well beyond a 9-to-5 mindset. The pace is fast, the expectations are high, and the work is relentless. If you're looking for comfort, this isn't for you. If you want to do the best work of your career, it is.

But intensity without recovery doesn't last. We work like a performance team: performance is a consequence of discipline, balance, and energy, not hours logged. We expect everyone to manage their physical and mental energy with the same rigour they bring to the work, to sleep well, train, disconnect when needed, and keep good habits.

We reward that effort accordingly. Salaries sit above benchmark, and our phantom share packages mean the people who build Murphy share real ownership of what they build. If Murphy wins big, everyone who built it wins too.

And we stay human throughout. We celebrate wins, support each other, and make room for real life outside work. Because in the end we're not just building a company, we're building something we'll be proud to have built.

That's how we win. That's how Murphy is built.

Portrait of a woman with brown hair on a flat gray background.

BORJA SOLÉ FAURIA

CEO & Co-Founder

OPEN ROLES

Hard problems need the right people.

Reimagining collections.

Home

Arrow

Solutions

Arrow

Security & Compliance

Arrow

Careers

Arrow

Contact us

Arrow

Privacy Policy

Terms of Service

© 2026 Murphy. All rights reserved.

Apply now

Our Manifesto

We do everything possible imaginable to transform collections processes.

We're here to fix a real and costly problem.

Every year, financial institutions lose billions to debt that goes uncollected. The industry built to recover it is slow, opaque, and quick to damage the relationships those institutions depend on. Murphy rebuilds that system on AI and data, restoring control, visibility, and compliance, without losing sight of the person on the other end.

Debt collection has run on pressure and opacity for decades. We're rebuilding it on control, transparency, and respect, at the scale of an entire industry.

Murphy will be built by people who are all of the following, no exceptions:

Committed

Everyone here carries a stake in what we're building, not as a figure of speech, but as equity. That shapes how we work. You'll move with urgency because the outcome is yours. You'll be the first to act and the last to walk away. When something needs solving at an odd hour, on a quiet weekend, you'll already be on it. Not because we ask. Because that's what ownership feels like.

Demanding

When something breaks, fix it. Don't document it, don't escalate it into a meeting. Fix it. Speed matters here, and so does the standard you hold yourself to. Good enough isn't a milestone, it's a warning sign. That applies to your own work first. And when someone around you is struggling, the answer isn't distance. It's a hand.

Ambitious

The work worth doing rarely feels comfortable at first. Push anyway, your projects, the people around you, and yourself. Hire people who elevate the whole room, and give them the space to do it. The job isn't to have all the answers. It's to make others believe the hardest problems are solvable, and that what you're building together is worth the effort.

Problem solvers

Direction isn't always coming. When it isn't, move anyway. When things get chaotic, and they will, stay grounded and find the way through. There's no such thing as someone else's problem here. When the mission is on the line, everything belongs to everyone.

Direct communicators

Say what's true, say it quickly, and say it with respect. Feedback doesn't improve with age, give it in the moment, even when it's uncomfortable. Keep the team clear by communicating often and without ambiguity. Build the kind of environment where speaking up feels safe and taking risks feels worthwhile. When something goes well, celebrate it openly. When it doesn't, work through it privately and focus on what it taught you.

Proactive

The best problems are the ones that never become crises. Learn to see them early and move before they grow. Don't wait for someone to point the way. Lead from where you are, even when the path isn't fully visible yet.

Team Players

One team, one direction. Everyone here drives Murphy forward, there are no passengers. Once the decision is made, we row together.

We solve problems, move fast, and win as a team.

No politics, no ego, no excuses. We value action over talk, progress over perfection, and ownership over comfort.

Building something this ambitious takes endurance and an uncommon level of commitment, well beyond a 9-to-5 mindset. The pace is fast, the expectations are high, and the work is relentless. If you're looking for comfort, this isn't for you. If you want to do the best work of your career, it is.

But intensity without recovery doesn't last. We work like a performance team: performance is a consequence of discipline, balance, and energy, not hours logged. We expect everyone to manage their physical and mental energy with the same rigour they bring to the work, to sleep well, train, disconnect when needed, and keep good habits.

We reward that effort accordingly. Salaries sit above benchmark, and our phantom share packages mean the people who build Murphy share real ownership of what they build. If Murphy wins big, everyone who built it wins too.

And we stay human throughout. We celebrate wins, support each other, and make room for real life outside work. Because in the end we're not just building a company, we're building something we'll be proud to have built.

That's how we win. That's how Murphy is built.

Portrait of a woman with brown hair on a flat gray background.

BORJA SOLÉ FAURIA

CEO & Co-Founder

OPEN ROLES

Hard problems need the right people.

Check our open roles

Reimagining collections.

© 2026 Murphy. All rights reserved.

Home

Arrow

Solutions

Arrow

Security & Compliance

Arrow

Careers

Arrow

Contact us

Arrow

Privacy Policy

Terms of Service